Get Affordable Legal Protection NOW, only /mo: www.prepaidlegal.com Get Protected with Identity Theft Shield for .95/mo: www.prepaidlegal.com Join my TEAM as a Marketing Associate: www.prepaidlegal.com My Main website: www.jcasher.com 15 Min Business Opportunity video www.pplcrew.com For more info, email jca0872@hotmail.com Have you ever: * Been overcharged for a repair? * Received a speeding ticket? * Been audited? * Purchased a home? * Tried to return a defective product? * Lost a security deposit? * Signed a contract? * Prepared a will? Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why? * It may cost too much. * They may not know where to begin. * The process is intimidating. You only get as much justice as you can afford. If you don’t know your rights, you simply don’t have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you? With Pre-Paid Legal: * You know who to call. * You’re treated like the firm’s most important client. * A one year membership costs 2 or less – about 1.5 hrs of a “Post-paid” attorneys time. * You are empowered by knowing your legal rights. Without Pre-Paid Legal: * You may try to handle it yourself. * You’ll likely receive as much justice as you can afford. * You’ll pay 0-0 for just ONE HOUR of a lawyer’s time. * If you don’t know your … Video Rating: 5 / 5
Money Matters Today interviews Identity Theft Expert John Sileo discusses how to protect your privacy and prevent Id Theft www.ThinkLikeASpy.com Protect your organization against America’s fastest growing and most costly crime Identity Theft John Sileo, Identity Theft Speaker Corporate identity theft crimes will cost businesses alone more than Billion this year. Your business doesn’t have to be one of them. John Sileo, a two-time victim of identity theft and America’s top identity theft speaker, will inspire your audience to protect valuable company information as if it were their own. And he does it in a very different, highly entertaining way – by making it personal! “Awesome presentation! Perfect for closing the conference” – Blue Cross/Blue Shield Organizations that proactively educate their team members about identity theft protection, drastically reduce their chances of a costly data breach. Your audience will experience first-hand what data theft feels like, and the resulting costs of poor privacy practices. John gets the audience up on their feet, laughing and learning. Increased awareness inside of your organization translates into an immediate return on your speaking investment. Safe data is profitable data, whether it’s a client’s credit card number, a patient’s medical file, an employees benefit plan or sensitive intellectual capital. By the time John finishes his hilarious closing story, your audience will be fully empowered to protect private information …
www.Sileo.com Recently, identity theft speaker / identity theft expert John Sileo traveled to the country of New Zealand to advise them on the topics of identity theft prevention, data breach protection, social networking safety, corporate espionage and a host of other information control issues. This interview with 60 Minutes took place as he was finishing his latest book, Privacy Means Profit. John Sileo’s identity was stolen out of his business and used to commit a host of crimes, including 0000 worth of client embezzlement. While the thief operated behind John’s identity, John and his business were held legally and financially responsible for the crimes. Emerging from this crisis, John became America’s leading professional speaker on identity theft prevention, social networking information exposure and corporate data privacy. His experiences as victim and victor led him to write several award-winning books on the topic. John’s satisfied clients include the Department of Defense, the Federal Trade Commission, the FDIC, Blue Cross Blue Shield, Pfizer, the Federal Reserve Bank, and Lincoln Financial Group. To learn more about protecting your organization from these types of crime, contact John directly on 303.777.3222.
Slide 1: Is your CV exposing you to identity theft? How ID scams can lose you thousands and ways to protect yourself www.iprofile.org Slide 2: On November 16 2008, the Times reported how Caroline from Gloucestershire fell victim to an identity theft scam. www.iprofile.org Slide 3: After she applied for a job online, criminals used her CV to clone her identity and steal 14000 of her savings. www.iprofile.org Slide 4: Caroline only became aware of the scam after she tried to withdraw money from her bank and the cashier called the police, suspecting she was one of the crooks. www.iprofile.org Slide 5: She was even arrested before the fact that she was an innocent victim was established. www.iprofile.org Slide 6: Could your CV expose you to identity theft? www.iprofile.org Slide 7: ID fraudsters only need 3-5 pieces of personal info to clone your identity and start setting up things like loans and credit cards. www.iprofile.org Slide 8: The average CV contains 8 pieces of info used in id fraud. F ULL NAME PLACE OF BI RTH CURRENT ADDRES S DATE OF BI RTH DRI VI NG LI CENCE S TATUS NUMBER OF DEPENDENTS AND AGES PHONE NUMBERS PERS ONAL I NF ORMATI ON S UCH AS HOBBI ES AND I NTERES TS MARI TAL S TATUS S CHOOLS EDUCATI ONAL ES TABLI S HMENTS ATTENDED EMAI L ADDRES S EMPLOYMENT HI S TORY REF EREES AND CURRENT EMPLOYER www.iprofile.org Slide 9: Beware! Fraudsters are placing fake job adverts and asking people to email or post their CVs. www.iprofile.org Slide 10: Reformed ID thief … Video Rating: 3 / 5
Life Lock has been protecting customers from identity theft and has proven their expertness to thwart identity thieves’ unlawful activities. What’s remarkable about them is that they don’t only help you bring back your credit. They also ensure that you don’t be drawn against the task of cleaning up your record on your own. All you need to do is supply what is being asked for.
Their Identity Alert System provides security and other important benefits. For your security, they monitor hundreds of databases to see if there are indications that a possible identity theft is occurring. The system goes through the data banks to make sure that your personal and private information aren’t being tampered there. Black market and illegal websites steal your sensitive information and use it to apply for credit, loans, utilities and others. With the Identity Alert System, you can be assured that somebody is taking care of your identity and is making sure that it won’t go into the wrong hands.
Together with the service that restores your credit is the Total Service Guarantee. In the event that you have been victimized while enrolled in the service and your identity is put in danger, the service guarantees that it will work with you to guarantee that you will be remunerated for the damages that the identity theft has brought you. The company is willing to spend up to million dollars to help you with legal fees, payments for investigators and case managers who will all help in the restoration of your good credit standing.
Another service tied with it is the monitoring service referred to as eRecon. What it does is to track hundreds of databases used by criminals and checks that your information isn’t being made available there for fraudulent purposes. These websites engage in an illegal trade that sells and distributes private data for unlawful intents. The service also takes care that your address is not being meddled with. Called TrueAddress, this service performs a comprehensive search and checks for changes in your address. When there is a suspicious change monitored, TrueAddress will immediately send you a notice. This is a highly crucial service as well because it protects your address from getting into the hands of crooks who change it so that all your mail go their way so that they can steal private information. Mailbox Relief involves the process whereby the three credit bureaus are contacted and asked to take out your name and other information from their mailing lists. By removing your information, you will be rid of the pre-approved credit card offers and other junkmail that might be associated with identity thieves. In addition to these, you can take advantage of the 24/7 customer support.
With Life Lock, you can be ensured that your personal information will be monitored strictly and scanned for threats. Millions have been victimized by identity theft. Don’t be one of them. Make sure that an efficient service is working for you so that you can rest in the thought that your identity is well taken care of. Because they have a wide network of people working to make certain the safety of your personal information, you can have the guarantee that identity thieves will not be able to cause you trouble.
Jak jsme upozornili v ?ervnu 2010, z karty Opencard vyuvan M?stskou knihovnou v Praze (MKP) lze na dlku bez v?dom dritele ode?st voln? dostupn data. Ta lze dle pomoc emultoru zadat do ?te?ek na pobo?kch MKP. Pokud ?ten? postien touto krde identity nem aktivovan dopl?kov p?ihlaovac heslo, zskv to?nk p?stup k celmu souboru osobnch dat ?ten?e i ke kompletn historii knihovnch vp?j?ek ?ten?e. Zdokumentovno na youtu.be V tomto videu demonstrujeme, e zaveden ochrann opat?en MKP lze obejt a e celkov implementace karty Opencard v MKP je problematick. Podrobn?ji na www.slidilove.cz Video je publikovno pod licenc Creative Commons (Give credit to the artist, Don’t use for commercial purposes) Video Rating: 4 / 5
A shredder is your fist line of defense against identity thieves. Here are a few tips about what you should shred, and what to look for in a shredder.
What You Should Shred
We all get all kinds of junk mail, and you never know what kind of information is in those envelopes unless you look inside. The only time you should discard a piece of mail before you look at it is if you are perfectly comfortable putting it through the shredder sight unseen. Once you have checked out the enclosed materials, you can simply recycle them if there is no information that an identity thief could use against you. If there is any personal information at all, however, put that thing through the shredder.
Any documents containing personal information including bank account numbers, passwords and PINs, social security numbers, signatures and credit card statements should be shredded before they are discarded, no ifs, ands or buts about it. Make a habit of discarding these items via a shredder and you will greatly reduce your chances of being victimized.
Buying a Shredder
There are many things to consider before you buy a shredder, but here are some of the main items:
Strip cut vs. Cross cut. The verdict here is in favor of cross cut, hands down. While a strip cut machine can often handle more papers at once, the shreds it creates can conceivably be pieces back together by an identity thief. Not saying it would be easy, just that it is possible. And in this case, with so many high quality cross cut machines available at the same price, there is truly no reason to compromise your security by using a strip cut shredder.
Sheet Capacity. This should only really be a concern for higher volume users. If you are looking for a shredder to use every couple of days for short periods of time (say, after receiving your daily onslaught of junk mail, or paying your credit card bills) then a machine with a sheet capacity of 6-8 pages per pass should be just fine for your purposes. Just so long as you stay within the stated capacity of your machine, you should be able to avoid paper jams and other messes that can occur.
Continuous vs. Intermittent Duty. Again, for a personal use machine, this shouldn’t be a big issue. It is something that you will have to keep in mind, however. Personal shredders are only meant to be used for a relatively short duration (say about 15 minutes) before they have to be rested in order to prevent overheating. All this means is that you should take care to use your shredder on an as needed basis rather than letting your papers pile up and trying to take care of them all in an hour-long shredding session.
CDs, DVDs, and Credit Cards. An increasing number of shredder can handle these items and this is a good thing. Personal and confidential information doesn’t just come in paper form any more, and getting rid of compact discs safely can be a problem. A machine that shreds credit cards can take the worry out of discarding them as well.
Identity theft occurs when an individual fraudulently uses another person’s information. The number of incidences of identity theft continues to rise each year. You can learn how to protect against identity theft by understanding what information identity thieves need and vigilantly protecting your personal and financial information.
Criminals need information to use your identity. The most commonly used information in identity theft crimes include social security numbers, credit card numbers, bank account and other financial account numbers, and personal information, such as your full name, address, age, driver’s license number. With some of this information, identity thieves can do damage to your credit, but if they get it all, the situation gets potentially much more serious.
There are many ways to acquire your personal information. Most of this can be obtained easily by stealing a purse or wallet. Stealing mail is another method that is used to get credit card, bank and other financial information. Learning how to protect against identity theft is easiest with this type of crime.
Taking steps to secure your personal information, including your mail, helps to reduce the risk of becoming a victim of identity theft. Physically protecting your information is a good start, but there are electronic threats to consider. If you use online banking, purchase things online with credit cards or order items by telephone, you can be at risk of identity theft.
Criminals have a variety of ways to steal your information and even get you to give it to them. Spyware and viruses can be used to obtain the private information of a number of people. Other methods, such as setting up bogus online stores or using techniques such as phishing to get individuals to divulge private information allows the identity thief to obtain all the information needed to steal the victim’s identity.
Often, unscrupulous individuals pose as banks, financial institutions, credit card companies and other organizations to get credit card and private financial information. This can be done by people posing as telemarketers calling your home or using phishing emails that prompt account holders to divulge their private information.
Working to protect your personal and financial information can help prevent identity theft, but it is impossible to stop it entirely. Security breeches are occasionally reported on the news and this puts an individual’s information at risk of being compromised despite the best efforts at prevention.
After prevention, early detection of identity theft is the best way to protect against the potentially devastating financial consequences of identity theft. Using identity theft protection services gives you the peace of mind that comes from knowing your personal information is being continually monitored to quickly detect threats or incidents of identity theft.
Early detection is essential to prevent extreme financial problems that can result from identity thieves opening new accounts, taking loans and running up existing credit card accounts. Identity Edge offers a comprehensive system of proven methods for preventing, detecting and resolving identity theft issues. If a problem does occur, we can help you stop it and take steps to restore your identity.
A CNN report on one woman’s battle with identity theft. Video Rating: 0 / 5
Identity theft is becoming more sophisticated and hard to manage by ever passing day where id thieves are finding out new ways to steal your identity. This rapid growth in the number of cases in identity theft being reported has also been matched by the corresponding increase in the business that offer services to protect you from the impact of id theft.
However the arguments still remain when it comes to the effectiveness of services offered by these id theft protection companies. Therefore you need to find for yourself how services based on the organization would help protect your identity.
Services included
Max Thompson of Identity Theft Protection 101, identities five services which are generally offered by id theft protection companies. The services include daily monitoring of credit reports, providing you a list of the credit applications issued on your name, maintain fraud alerts on your credit reports, eliminate pre approved credit offers and also monitor other personal identifiers like your social security number.
The LifeLock Company for instance which is owned by Todd Davis offers an excellent example of the problems faced by these companies in offering your guaranteed identity theft protection. The owner of the company who is know for displaying his social security number in ads for his companys effectiveness actually had his id stolen which caused their customers to file suit against them.
Report from Consumer Federation of America
There was a report by Consumer Federation of America or CFA in March 2009 entitled To Catch a Thief and it discussed whether id theft protection services are actually worth the cost which voiced concerns on the effectiveness of these companies. However after researching around 16 businesses which offered id theft protection service and the CFA had found several problems with their service.
Some of these include lack of proper information on costs and coverage, incomplete data about insurance coverage, misleading statements regarding the effectiveness of fraud alerts, vague guarantees and also the use of internal negotiation methods which could limit rights of a consumer.
The report from CFA also criticized the companies which publicize id theft protection service. However according to the author of the report, although the services offered by these companies might offer protection from the effects of id theft, completely preventing it is very difficult.
According to the federal trade commission you are recommended to use free identity theft protection services that you are entitled for before buying services from different companies. The FTC also specifies that based on the Fair Credit Reporting Act you are permitted to place both a seven year extended alert and 90 day initial fraud alert on your credit report without any charges.
When these alerts are in place, the creditors will have to personally contact you before issuing any credit under your name. You can even use credit freeze option that can stop anyone from gaining access to your reports. Therefore when choosing identity theft protection organizations make sure know what services you are offered and how much it would cost you for their service.
